top of page
Underwriting Guidelines
The management team has been underwriting and investing in mortgage loans for over 40 years combined. They have built a proprietary underwriting system alongside a suite of supporting technologies that create a credit-centric, efficient, and robust loan origination process along with flexibility and scalability, catalyzing a competitive advantage in the private money lending sector
LOAN TYPES
Only business-purpose loans
PROPERTY TYPES SECURING LOAN
Non-owner occupied residential, multi-family, retail, office, and industrial
REGIONS
Metropolitan areas nation-wide with a focus on California and Texas
LOAN MATURITIES
3 to 24 months
LOAN AMOUNTS
From $100,000 - $5,000,000 subject to loan level concentration limits
LENDING RATES
8% to 15%
TARGET LOAN-TO-VALUE
60%
LIEN STATUS
Primarily focused on first-lien and subordinated lien-status on a case-by-case basis
PREPAYMENT PENALTY
Based on loan terms
ORIGINATION FEES
Varies based on borrower profile ranging from 1% to 5%
bottom of page